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This booklet describes how natural processes affect the coast, including changes in lake levels, storms and storm surges, waves and wave climate, transport of sediment, ice on the shore, shoreline erosion, lakebed erosion, and movement of water on the land. It also describes how to protect coastal investments by adapting to natural processes, restoring a natural shoreline, moderating coastal erosion, armoring the shore, stabilizing bluffs and banks, controlling surface water and groundwater, building environmentally friendly shore protection structures, and working with engineers and contractors. The final section covers risk management and the economics of protecting a coastal investment, including shoreline property features and value, government regulations to protect a coastal investment, costs of shore protection, and accounting for climate change. There is also a list of resources for more information and a glossary of coastal engineering terms.