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FEMA National Flood Insurance Program Community Rating System

This program helps communities reduce their flood risk and lower their flood insurance premium rates.

The National Flood Insurance Program's (NFIP) Community Rating System (CRS) is a voluntary incentive program that recognizes and encourages community floodplain management activities that exceed the minimum NFIP requirements.

As a result, flood insurance premium rates are discounted to reflect the reduced flood risk resulting from the community actions meeting the three goals of the CRS:

  1. Reduce flood damage to insurable property;
  2. Strengthen and support the insurance aspects of the NFIP; and
  3. Encourage a comprehensive approach to floodplain management.

Find fact sheets, contact information, maps of participating communities, details about how community discounts are calculated, and other information about the Community Rating System.

Last modified
8 June 2021 - 12:47pm